Tuesday, November 27, 2007

Are You Tired of Tenants, Toilets, and Trash?

By [http://ezinearticles.com/?expert=Paula_Straub]Paula Straub

Wouldn't you rather go to Tahiti? Are you a landlord with rental property whose value has significantly appreciated? Are you ready to cash in those profits and take that trip to Tahiti?

Before selling your property, check with your accountant who
will tell you that you will be paying $60,000 in Capital
Gains Tax to Uncle Sam. Your accountant will also tell you
that adding another $20,000 to your income by that sale is
called recaptured depreciation. This will bump you into the
next tax bracket and doom you next April 15th into sending
the IRS a check for maybe another $7,000.

Are you still ready to sell that property?
It looks like that trip to Tahiti is going to be sometime in
the far future…

But wait! You decide to check with your realtor and then
find out about a 1031 exchange to defer your Capital Gains.
Your realtor tells you if you buy another like-kind rental
property of equal or greater value, you won't get hit with
the gains tax on the sale. That is all fine and good, but
it does not really get you out of the headaches associated
with collecting rent, keeping your unit occupied, finding
clean/classy tenants that won't trash the place, nor does it
keep you from getting that 2am call to fix an overflowing
toilet. To top this off, now you have to pay more in
property taxes and must charge higher rent.

Hmm…maybe this idea is not the ticket to that South Pacific
paradise either.

This is the dilemma I heard from my financial clients again
and again. They were frustrated and felt trapped in their
current situation. So what is a frustrated income property
owner to do? After a lot of research and roadblocks, I found
the perfect solution that has changed the lives of my
clients and took away stress to bring enjoyment of life.

For anyone who is tired of being a landlord and who owns a
rental/commercial property that has gone up a lot in value,
take heart.
A 1031 exchange into a Tenant In Common Property may be your
answer.

There are very specific rules to follow set by the IRS, and
the entire detailed process is the subject for a future
article, but here's the gist:

1-Sell your current income
property;

2-Before the close of escrow, you declare via a Qualified
Intermediary (also called an Accommodator, who is a
qualified third party) that you intend to do a 1031 exchange
into a Tenant in Common Property;

3-Work with a reputable
company to identify a property that you would like to
purchase an interest in;

4-At the close of escrow, your
proceeds are transferred by the Accommodator to purchase
your proportionate share of a larger "A" rated commercial
building;

5-You may choose a business center, a medical
office building, or similar high-end property; and lastly,

6-You get a deeded interest in this property, so you can
keep it, resell it, pass it to your heirs, or even gift it
to charity upon your death.

The way that this works is all the new fractional owners, or
"Tenants in Common" hire an ace Management Company to handle
all the property management tasks. The company finds and
keeps high quality tenants, does the maintenance and
upgrades, pays the property taxes, and handles all the day
to day crisis that arise. Probably the three most important
factors in this entire process are:

1-Your choice of company
that offers the properties for sale;

2-the Accommodator,
and;

3-the management company.

Make sure each of the three parts is a top notch with proven
track records. Anything less could spell disaster.

When this 1031 option is done properly, your benefits will
be:

Deferral of all Capital Gains,

A monthly contractual income (usually based on 6-7% return
on equity),

Building depreciation for tax savings,

Unlimited property appreciation potential, and

No more headaches of property management.

Good-bye Tenants, Trash and Toilets!
Hello Tahiti!

Paula Straub is a Financial Advisor, Insurance Agent and
Mortgage Loan Originator in San Diego, CA. As a successful
business owner, Paula strives to guide clients to financial
independence in the most timely and efficient manner
possible.

(c)Paula Straub - All Rights reserved

=-=-=-=-=-=-=-=-=-=-=--=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=

How much would you pay to save thousands in Capital Gains

Tax? I'll teach you for free in a Teleconference that may

change your life. Sign up at ==> http://www.savegainstax.com

=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-

Article Source: http://EzineArticles.com/?expert=Paula_Straub http://EzineArticles.com/?Are-You-Tired-of-Tenants,-Toilets,-and-Trash?&id=54650

Thursday, November 15, 2007

Bidets from cleanbutt.com for Personal Hygiene Care

Alternatives to Flush Toilets and Septic Systsems - A Guide
By [http://ezinearticles.com/?expert=Lawrence_Losoncy]Lawrence Losoncy

Information is available on the Internet for anyone researching alternatives to flush toilets, septic systems and hookup. Most of these products and technologies have been designed to address one or both of the two central problems presented by flushing away human waste.

Problem one is the use of water to flush waste. A single flush can use up to eight gallons of water, with a household of four people using more than two hundred gallons a day just to flush the toilet. Low-flow toilets address this problem by reducing the amount of water used and increasing the velocity of the flush. Waterless toilets eliminate the use of water altogether.

Problem two is when the ground cannot properly handle human waste at a given site or in a given watershed area that would otherwise use a septic system. Categories of products and systems addressing this problem include advanced treatment systems, microbiotic treatment systems, portable potties, holding tanks, lagoon systems, evaportranspiration systems, chemical toilets, digestor tanks, composting toilets, incinerating toilets and evaporative toilets.

Advanced treatment systems and microbiotic treatment systems improve on septic systems. With more treatment the waste is turned into a safer discharge, doing on site what waste treatment plants do for sewage.

Portable toilets/chemical toilets simply collect the waste in small tanks that have a substantial amount of liquid chemicals pre-loaded for the purpose of killing pathogens and controlling odor. The tanks are then pumped and trucked away for disposal or drained into septic systems or sewers. Variations of these are also used in RV's, boats, trains and planes.

Holding tanks are large tanks sunk into the ground. They are pumped periodically and are typically used for large public facilities such as rest stops and public parks.

Lagoon systems are ponds that collect sewage. Solids settle to the bottom of the pond and the liquids evaporate. These are widely used by small towns, campgrounds, resort areas, recreation areas and clusters of homes.

Evapotranspiration systems put liquid waste out on top of the ground for evaporation as well as absorption by trees, shrubs, plants and grass.

Digestor tanks collect and break down all waste and trash, producing both methane gas that can be used for fuel, and humus.

Composting toilets collect human waste and turn it into humus.

Incinerating toilets burn the waste, reducing it to a fine ash.

Evaporating toilets evaporate the waste. Depending on the methodology, these either reduce or eliminate the amount of waste needing to be pumped.

Three factors figure into the evaluation process of these products and systems. They are appropriateness, cost of system and cost of operating.

Is the system appropriate? Systems requiring water won't work where there is no running water or the ground won't perc. Systems not allowed by the local codes also get ruled out unless a waiver is granted. (In many cases a waiver will be granted.) Systems too small or too large for the anticipated usage should be ruled out. Systems that cannot stand up to local conditions, such as freezing, or to intermittent use such as seasonal cabins, would also be ruled out. For example, aerobic systems that spray treated waste need a constant supply of waste to treat because otherwise the bacteria they require will not multiply sufficiently to do the job.

Cost. In computing costs of a system be sure to factor in labor and any additional material required, such as sand or gravel. With septic systems the greater the amount of leech lines required, the greater willl be the amount of needed land and the cost of the leech lines.

Operational costs. How much power, chemicals and system maintenance will be required? Are there pumping and disposal fees? Do any components need periodic replacing? How long will the system last? Can the system be left unattended and unused for extended periods of time without needing servicing to start up and resume proper functioning? Does the system need to be winterized?

Most professionals in the sanitation industry will tell you that proper sanitation can be provided for any situation. But remember, the advice is no better than the information you provide. So, ask and seek, don't be bashful!

Losoncy is the president of Clean Up America, Inc., a company that markets a new type of evaporative sanitation system known as the Eloo. To learn more about Eloos go to http://www.ElOO.US

Article Source: http://EzineArticles.com/?expert=Lawrence_Losoncy http://EzineArticles.com/?Alternatives-to-Flush-Toilets-and-Septic-Systsems---A-Guide&id=627116


Posted By: Illusion Technologies
http://www.illusiontechnologies.com

Tuesday, November 13, 2007

Environmentally Friendly Low Flow Bathroom Fixtures

Environmentally Friendly Low Flow Bathroom Fixtures
By [http://ezinearticles.com/?expert=Christopher_Brown]Christopher Brown

Most of us want to be more conscious about the environment and what we can do to protect it. It can be difficult to know what to do though, especially when you don't want to give up comfort or safety to do so. Fortunately, there are ways that we can be environmentally friendly and make you feel good about our lifestyle, too.

You may have heard from friends or family that low flow fixtures don't work, but that isn't always true if you know what you're looking for. The choices available for low flow toilets actually can provide you with a great toilet at a relatively low cost. And the best part is that you could save up to $100 a year on your water bill. Some cities such as Albuquerque, New Mexico and El Paso, Texas are even offering a rebate to those willing to install the toilets. So check with your city's water utility division to find out if it is offered in your area.

Don't let what you've heard about low flow toilets in the past scare you. Things have changed a lot over the years, and low flow toilets are better than ever. When looking for a low flow toilet, consider a pressure-assist flush toilet, which will relieve the fear of plumbing problems because of a poor flush. TOTO USA is a great place to begin as they carry quite a few good low flow picks from under $200.00. But even though you may be able to get a low flow toilet for as low as $100, remember that you do get what you pay for. This is not the place to skimp on price. A higher quality toilet will cost you more money, but it should pay off in your utility bills in the long run.

Terry Love, a low flow toilet guru, knows all about low flow toilets and recommends TOTO's UltraMax. And anyone wanting a low flow toilet should consider reading his report for Consumer Reports as Love is considered to be the most authoritative word on leading low flow toilets.

Saving money and protecting the environment aren't the only piece of good news. Most low flow items apart from a toilet are very easy for the average homeowner to install. In fact, it can be as simple as changing your light bulbs. Replacing your incandescent bulbs with compact fluorescent bulbs (CFLS) will only take you a couple of minutes, but will save energy in your home. If you are replacing the whole light fixture in your bathroom, look for energy efficient fixtures, as well.

Change your other fixtures in your bathroom, such as the showerhead and sink faucet to low flow versions, too. Many people worry that low flow fixtures will not provide enough water pressure. Try faucet aerators that provide pressure with velocity and can run as low as $1.50. Just because there is less water, doesn't mean there has to be less water pressure. Think about getting controls installed that will allow you to adjust the pressure so that you don't feel as if you can't get enough pressure from your showerhead. But many good showerheads on the market today will give you enough pressure while saving water.

Being environmentally friendly is easier than it seems. And once you know what products are out there, you can have a beautiful and comfortable bathroom that saves you money and protects the environment.

Chris Brown is a regular contributor to [http://www.home-remodeling-center.com/]Home Remodeling, [http://www.sparklingtoilets.com/]Bathroom Remodeling and [http://www.kitchen-remodeling-center.net/]Kitchen Remodeling websites. Chris also takes pride in many of his own do-it-yourself projects around his own home.

Article Source: http://EzineArticles.com/?expert=Christopher_Brown http://EzineArticles.com/?Environmentally-Friendly-Low-Flow-Bathroom-Fixtures&id=484995


Posted By: Illusion Technologies
http://www.illusiontechnologies.com

Friday, November 2, 2007

bidets from cleanbutt.com for Personal Hygiene Care

Are You Tired of Tenants, Toilets, and Trash?
By [http://ezinearticles.com/?expert=Paula_Straub]Paula Straub

Wouldn't you rather go to Tahiti? Are you a landlord with rental property whose value has significantly appreciated? Are you ready to cash in those profits and take that trip to Tahiti?

Before selling your property, check with your accountant who
will tell you that you will be paying $60,000 in Capital
Gains Tax to Uncle Sam. Your accountant will also tell you
that adding another $20,000 to your income by that sale is
called recaptured depreciation. This will bump you into the
next tax bracket and doom you next April 15th into sending
the IRS a check for maybe another $7,000.

Are you still ready to sell that property?
It looks like that trip to Tahiti is going to be sometime in
the far future…

But wait! You decide to check with your realtor and then
find out about a 1031 exchange to defer your Capital Gains.
Your realtor tells you if you buy another like-kind rental
property of equal or greater value, you won't get hit with
the gains tax on the sale. That is all fine and good, but
it does not really get you out of the headaches associated
with collecting rent, keeping your unit occupied, finding
clean/classy tenants that won't trash the place, nor does it
keep you from getting that 2am call to fix an overflowing
toilet. To top this off, now you have to pay more in
property taxes and must charge higher rent.

Hmm…maybe this idea is not the ticket to that South Pacific
paradise either.

This is the dilemma I heard from my financial clients again
and again. They were frustrated and felt trapped in their
current situation. So what is a frustrated income property
owner to do? After a lot of research and roadblocks, I found
the perfect solution that has changed the lives of my
clients and took away stress to bring enjoyment of life.

For anyone who is tired of being a landlord and who owns a
rental/commercial property that has gone up a lot in value,
take heart.
A 1031 exchange into a Tenant In Common Property may be your
answer.

There are very specific rules to follow set by the IRS, and
the entire detailed process is the subject for a future
article, but here's the gist:

1-Sell your current income
property;

2-Before the close of escrow, you declare via a Qualified
Intermediary (also called an Accommodator, who is a
qualified third party) that you intend to do a 1031 exchange
into a Tenant in Common Property;

3-Work with a reputable
company to identify a property that you would like to
purchase an interest in;

4-At the close of escrow, your
proceeds are transferred by the Accommodator to purchase
your proportionate share of a larger "A" rated commercial
building;

5-You may choose a business center, a medical
office building, or similar high-end property; and lastly,

6-You get a deeded interest in this property, so you can
keep it, resell it, pass it to your heirs, or even gift it
to charity upon your death.

The way that this works is all the new fractional owners, or
"Tenants in Common" hire an ace Management Company to handle
all the property management tasks. The company finds and
keeps high quality tenants, does the maintenance and
upgrades, pays the property taxes, and handles all the day
to day crisis that arise. Probably the three most important
factors in this entire process are:

1-Your choice of company
that offers the properties for sale;

2-the Accommodator,
and;

3-the management company.

Make sure each of the three parts is a top notch with proven
track records. Anything less could spell disaster.

When this 1031 option is done properly, your benefits will
be:

Deferral of all Capital Gains,

A monthly contractual income (usually based on 6-7% return
on equity),

Building depreciation for tax savings,

Unlimited property appreciation potential, and

No more headaches of property management.

Good-bye Tenants, Trash and Toilets!
Hello Tahiti!

Paula Straub is a Financial Advisor, Insurance Agent and
Mortgage Loan Originator in San Diego, CA. As a successful
business owner, Paula strives to guide clients to financial
independence in the most timely and efficient manner
possible.

(c)Paula Straub - All Rights reserved

=-=-=-=-=-=-=-=-=-=-=--=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=

How much would you pay to save thousands in Capital Gains

Tax? I'll teach you for free in a Teleconference that may

change your life. Sign up at ==> http://www.savegainstax.com

=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-

Article Source: http://EzineArticles.com/?expert=Paula_Straub http://EzineArticles.com/?Are-You-Tired-of-Tenants,-Toilets,-and-Trash?&id=54650


Posted By: Illusion Technologies
http://www.illusiontechnologies.com